Benefits of Paying Credit Card Bills Online

One essential aspect to remember while using credit cards is to clear the outstanding dues on time. Paying your credit card bill monthly are often a touch of an ordeal if you’re wont to carrying bundles of money and waiting in line at the bank on a weekend. By paying your credit card bill online, you get more advantages of having your funds credited to your card in a short time duration. Since the funds get credited to your card immediately, you don’t run the risk of delaying payments, then here are some of the benefits of online credit card bill payments,

1. Saves Time and Effort:

Paying your credit card bill online is fast, simple and pleasant. It saves tons of your time which you would’ve otherwise spent on visiting the bank or ATM.

2. Convenience and Comfort:

Online payments can also be done from your own home or office as your comfort. You can also make payments through your mobile, tab or computer from anywhere around the world.

3. Safe and Secure:

Online Banking is secure with the UPI PIN or other ways of authenticating your identity. Banks provide safety features that ensure your privacy and identity are protected with secure SSL technology. It also eliminates the risk of losing money or information in the mail or anywhere else.

4. Easy Records:

When you use online bill payment facilities, it records every detail instantly and also available for your review anytime as you need. All your information is automatically organized and available in one place with a short time. This will make it convenient when you’re budgeting and filing taxes.

5. More Control:

You can choose to pay the minimum due, the full amount or any basic amount that you desire when you pay your credit card bill online. You can change your choice with each bill payment.

6. Eco-Friendly:

Making payments online will save time, paper, cheques, envelopes, stamps, and receipts. It also eliminates noise when you receive all your payment statements and receipts electronically.

By using Snapay credit card bill payment services you will get all the above benefits of paying your online bills.

6 Steps to Take If Your Credit Card Has Been Hacked

As mobile credit card payments become conventional, you can expect digital pick pocketing to increases day by day. Already there is an Android app that allows thieves to wirelessly steal mobile payment or card information just by standing near a person who has credit card information stored on their phone. Here are six steps you can take to avoid identity theft.

1. Use Your Card Wisely

One of the most important things you can do is to only use your credit cards on trusted sites. This will not guarantee you that something will happen or not, but it may lower your risk. Before you enter your card information on another website, always be sure that the site is secured or not. Although this has become second nature for many people, this is still something you should do regularly.

2. Monitor Your Accounts

Banks and credit card companies give you a window to report fraudulent activity on your account while unknown transactions. If you do not report it immediately within the time frame, then you will be responsible for the charge.

3. Check Your Credit Report

Check your credit report daily because hackers will use the information they have stolen to steal your identity. This means that fraudulent activity will not show up on your current accounts activity. Instead, they will open new accounts under your name and other details. If you monitor your credit report regularly, you can catch this activity and also helps to avoid fraud payments.

4. Report Fraudulent Activity

When you find fraud credit card activity, either with an account or your credit report, you need to dispute the item. You will need to contact the bank involved and tell them there has been fraudulent activity on your bank account.

5. Where to Avoid Using Your Credit Card

You can also do your part to avoid compromising your credit card information by thinking before you swipe.

6. Sign Up for Credit Monitoring Services

Nowadays, credit card companies will offer credit card activity monitoring services to check the payment details. Some insurance agencies will also offer something similar or identity theft insurance. This can be expensive, and you need to make sure you clearly understand exactly what you are paying for before you sign up.

Finally, it is recommended to monitor your credit report to make sure that your identity was not stolen and follow the above six steps to avoid unusual or fraudulent credit card payments using your bank account.

4 Simple Ways to Choose Credit Card Processor

Choosing any new vendor for your business may be a big decision. Selecting a credit card processor somehow looks like a good bigger choice – you are trusting them to handle the cash that keeps your business running every single day. You want to form a sensible decision, but you can’t do this if you don’t know what to seem for. Here are four simple ways to choose a credit card processor that is right for you.

1. Shop Around

The most important fact is don’t be afraid to match several processors. You will meet some salespeople who want you to pressure into signing the deal of the century before you’ve even had an opportunity to believe it properly. The planet isn’t getting to run out of card processing power while you are doing your research. That very same pushy salesperson will still be there during a month with their deal of the century if you oppose that’s the simplest option for your business. Don’t sign any paperwork unless you are feeling confident that you are making an informed decision.

2. Remember That Service Matters

Of course, you would like to save lots of the maximum amount of money as possible for your business, but that shouldn’t be your only motivating factor when choosing a credit card processor. Your skills not much good service matters until your card goes stop working properly on a busy afternoon otherwise you only need help responding to a chargeback. A card processor who offers the lowest pricing but disappears as soon because the deal isn’t getting to be the simplest within the end of the day for your business. Before you select the card processor, it is recommended to confirm you are doing some research on customer service.

3. Read the Fine Print

Credit card processors deal with complicated contracts that make you feel bad while watching them. As dry and boring as there, read every sentence of these terms and conditions before you check in the line. Alongside hidden junk fees, you would possibly find some truly scary clauses concerning things like minimum volume requirements or systematic rate increases. Be happy to ask questions on anything you don’t fully understand. A processor who isn’t willing to guide you through the contractor who tries to rush you into signing something you haven’t read isn’t one you would like to try to business with.

4. Finding the Perfect Processor

If having to settle on a card processor who meets all of those criteria seems very strong, we understand! There are tons to think about when choosing a payment partner. We will assist you together with your decision-making process.

Benefits of Accepting Credit Card Payment Methods

Depending on the type of business you’re running and not processing with credit card transactions, you may wish to improve sales and efficiencies by rethinking your decision on choosing credit card transactions. Whether you have an offline or online business, accepting credit card payment method will produce positive results for your business. The reasons for running a cash-only operation are outdated, now a day’s research shows that cash payments are decreases rapidly in value. Here are some benefits to choose the credit card payment method.

1. Legitimacy

Allowing the credit card method will help to increase the market of your status in the industry. By providing your clients with more up to date options, then they will be satisfied with your business and making as well. This payment method will help your business to grow quickly and also to attain the strongest place in the industry. It will also contribute to a positive image of the business as well as your client-side. Accepting credit card payments will also give your business to a level of legitimacy and create more trust with your customers.

2. Easy Sales

Nowadays customers don’t like to waste their time on shopping. At the time of shopping, they want their transactions completed immediately. With the help of a credit card facility, you will achieve this. The use of credit cards may be more engaged while shopping and will tend to look positively at your business. With credit card payment options, more customers will be attracted to the efficient and reliable services of your business.

3. Time Savings

For an online business, accepting credit card payments will save you a lot of time. The credit card method can quickly be authorized, unlike money orders and checks, which will take days and weeks to clear. Accepting credit cards can have a more positive effect on your cash flow. Even if you’re marketing rate gets lower, then your business will still have benefit from the convenience of your profit from the credit card sale which is delivered to your bank account instantly.

4. Higher Sales

If you are not ready to accept credit cards, you may run the risk of losing a lot of potential customers who are not willing to pay in ready cash or who do not have other methods to make their payments. Some people only use the credit card payment method to make particular types of purchases, especially on online shopping. Nowadays people not interested to carry large amounts of money with them while shopping or they like to use credit cards for the security of a credit card no-fraud guarantee and other rewards points. So if customers are provided with advanced payment options like credit cards, they are more likely to make more purchases, which will lead to increased product sales.

For online credit card payments with limited charges, let’s try Snapay mobile app or use our website https://snapay.in/

6 Reasons for Choosing Payment Processor to Your Business

An important aspect to start an online business is receiving primary payments for the service. There are three main primary players deals with online payment transaction the merchant, the customer, and two important technologies such as the payment gateway software and the payment processor, which links both ends of the transaction. On the other hand, the payment processors software is a third-party company that performs a transaction by transferring data between the merchant and the merchant’s bank. Here are six things about choosing the best payment processor for your business.

1. PCI Compliant

Payment Card Industry (PCI) compliance is to make sure that merchants are dealing with their customer’s bank records safely and securely. The PCI Data Security Standard is currently the industry’s guidelines, and checking out a payment processor that complies with the standards ensures merchants are meeting with PCI requirements.

2. Secure And Reliable

Looking for a trusted payment processor software with systems that haven’t been breached. Also, make sure that the software is usually available 24/7 with a backup system with emergency data security, retrieval, and checking.

3. Easy To Use

Check whether it would be best if you select a payment processor with an easy-to-use interface to make sure the system is best and runs as it needed. The answer should be easy to integrate at the same time flexible.

4. Compatible With Other Software

To build successful business operations, every part of a web retail platform must work together in the best way. The payment processor should be compatible with any software then the merchants have been already incorporated within the site.

5. Fraud Detection And Prevention

Nowadays there is an increasing number of high-profile data violations in prominent retailers. It is essential for business owners to appear for a payment processor that places considerable importance on safeguarding and protecting information. And this could include robust payment gateways to avoid fraud.

Secure payment gateways would integrate automated tools to assist prevent MasterCard fraud, including the potential to detect and stop doubtful transactions.

6. Offer Multiple Payments Options

Incorporating various payment options such as direct bank transfer, credit card to bank transfer, secure payment, you would make sure that the purchasers undergo the check-out process conveniently. The more payment methods an e-commerce website offers, the more likely customers are going to be purchasing from the location.

How Do I Choose The Method of Credit Card Bill Payment?

The credit card payment method is one of the most useful financial tools in today’s world. There are a wide variety of credit cards to suit our needs, they also offer different modes of credit card bill payments so that the customer finds it easy to pay his or her credit card bills. With the rise of online and digital banking, there are several ways you can make online credit card payments. For people who are not yet used to online banking, banks also offer offline methods to pay credit card bills. With this, there are many mobile Apps available to transfer money from credit cards to any bank accounts and so on. Here some of the credit card bill payment methods are explained,

1. Cash Payments

It is the simplest way to make a credit card payment is by cash over the counter. The money transferred within the same business day to your credit card. One of the best option to use if you need to make a payment which is to be credited on the same day.

2. Cheque Payments

When compared with cash payment, it is one of the easiest ways to make your credit card payments simple. All you need to do is to put in your card number in the payee name and enter the other details such as date, the amount before signing it. It is recommended to check the cheque account payee before you put it in the drop box. Paying credit card bills by cheque usually takes 2-5 business days to be processed and if you are using a third party drop box vendor to drop your cheque, it makes sense to put it in at least 3-6 days before the due date so you do not miss any online card payments.

3. Bank Accounts

This method is one of the most convenient ways to pay off your credit card bills. All you need to do is log in to your account, enter the card details such as issuing bank name, IFSC code, etc. and make the payment. Once this is done, you can transfer money to the card using a bank account.

4. Visa or MasterCard Money Transfer Send

In this method, Visa and MasterCard offer payment options on their sites to pay their respective brands of cards. All you need to do is enter your card details, put in the money you have to pay, and enter your bank account details to make the online payment. If you need to check bank branch codes, you can simply call up the customer care service of your card issuing bank. Card payments made through Visa or MasterCard are usually processed within two days.

5. Mobile App Payments

Banks and credit card companies have come up with apps that allow you to transfer money from your credit card to any bank accounts. All you need to do is to enter the bank account details and the mobile app will transfer the money. To transfer an unlimited amount from your credit card to bank account just try the Snapay – credit card payment mobile App which is used to transfer money with limited charges. To know the charge details, visit https://snapay.in/charges

Snapay, a complete credit card payment solution, giving you the power to pay in just One Click. With Snapay, you can transfer money from credit card to any bank accounts, you can request money to your friends, and also make an online secure payment. You can also send unlimited money to any Bank Account using Snapay App/website and enjoy the most convenient and secure way of payment.